Privacy Policy

Introduction

SaveSmart ("we," "our," or "us") is owned and operated by Mosh Levis. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our mobile application.

By using SaveSmart, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Account Information

When you sign in with Apple, we receive:

• Your Apple ID identifier (a unique anonymous ID)
• Your email address (if you choose to share it)
• Your name (if you choose to share it)

Financial Check-In Data

When you use the app, you voluntarily provide:

• Your current bank balance
• Your cash on hand
• Timestamps of when you log this information

App Settings

We store your preferences including:

• Your savings goal percentage (5-50%)
• Notification preferences

How We Use Your Information

We use your information solely to:

• Provide the core app functionality (tracking check-ins, calculating savings suggestions)
• Display your personal analytics and history
• Send you optional savings reminder notifications
• Improve the app experience

We do NOT sell, rent, or share your personal information with third parties for marketing purposes.

Data Storage & Security

Your data is stored securely using industry-standard practices:

• All data is stored in encrypted PostgreSQL databases
• Data transmission uses HTTPS encryption
• We use secure authentication through Apple Sign-In
• Access to user data is strictly limited

Third-Party Services

SaveSmart uses the following third-party services:

RevenueCat

We use RevenueCat to manage premium subscriptions. RevenueCat may collect device identifiers and purchase information. View their privacy policy at revenuecat.com/privacy.

Apple Services

We use Apple Sign-In for authentication and may use Apple's push notification service. Apple's privacy practices are described at apple.com/privacy.

Your California Privacy Rights (CCPA)

If you are a California resident, you have the right to:

• Know what personal information we collect about you
• Delete your personal information
• Opt-out of the sale of personal information (we do not sell your data)
• Non-discrimination for exercising your privacy rights

To exercise any of these rights, please contact us at the email address below.

Data Retention & Deletion

We retain your data for as long as your account is active. You can request deletion of your account and all associated data at any time by contacting us.

Upon receiving a deletion request, we will permanently remove your data within 30 days.

Children's Privacy

SaveSmart is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us: